Understanding LPAs
A comprehensive guide to Lasting Powers of Attorney and why everyone should consider having them.
Last updated: 1 December 2024
What is a Lasting Power of Attorney?
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people (called "attorneys") to make decisions on your behalf if you lose the capacity to make them yourself, or if you simply want help managing your affairs.
Why Do You Need an LPA?
Many people assume their family can automatically make decisions for them if they become incapacitated. This is not true. Without an LPA:
- Your family cannot access your bank accounts to pay your bills
- No one can sell your property to fund your care
- Doctors may not be able to discuss your treatment with your family
- Your family would need to apply to the Court of Protection, which is expensive, time-consuming, and stressful
The Two Types of LPA
1. Property and Financial Affairs LPA
This covers decisions about managing bank accounts, paying bills, buying and selling property, and running a business.
2. Health and Welfare LPA
This covers decisions about daily routine and care, medical treatment, where you live, and life-sustaining treatment.
Next Steps
Creating LPAs is straightforward with our online service. We guide you through each step, explain your options, and help you create legally valid documents that protect you and your family.
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Our online service makes it easy to create legally valid documents from the comfort of your home, with expert guidance at every step.