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Property and Financial Affairs Lasting Power of Attorney

A couple reviewing financial documents and a laptop at home

If you have a stroke tomorrow, no one can legally touch your bank account without a Property and Financial Lasting Power of Attorney, not even the people closest to you. Keystone sets one up online for £69, with a free Will worth £59.

Official UK Power of Attorney forms used
Legally valid Wills
Professionally checked before release
UK based support

As seen on

MSN
The Guardian
Mail Online
Express

Who needs a Power of Attorney?

Most people setting up a Lasting Power of Attorney are doing it for themselves, or for an ageing parent. Either way, the process is built for both.

£69

Keystone document fee, free Will worth £59

15 min

Average time to finish online

£300+

Typical solicitor fee for the same form

A Lasting Power of Attorney for property and financial affairs is the document in England and Wales that lets someone you trust step in and manage your money if you ever cannot. Useful long before capacity is gone too: a long stint abroad, a stay in hospital, recovering from surgery. Most people in the UK set this up alongside the Health and Welfare Lasting Power of Attorney, because one without the other leaves a serious gap.

Why a Property and Financial Lasting Power of Attorney matters

Your bank account freezes the moment you lose mental capacity, joint accounts included. Without a Property and Financial Lasting Power of Attorney, the only route in England and Wales is a Court of Protection deputyship: six months and over £1,000 in fees while everything sits frozen. This matters just as much if you are single or live alone, because no partner or relative has an automatic right to step in.

£69

Keystone Property & Financial Lasting Power of Attorney (free Will worth £59)

15 min

To set up online with Keystone

£300+

Typical solicitor fee for the exact same document

What a Property and Financial Lasting Power of Attorney covers

Your attorney can run your bank accounts, pay bills, collect your pension, manage investments, deal with HMRC, and even sell your house if needed. It is the most common Power of Attorney type in the UK and the one most people think of first.

A couple reviewing bills and a bank statement on a laptop at home

Set up a Property and Financial Lasting Power of Attorney with Keystone

15 minutes online for £69 with a free Will worth £59. Choose your attorneys, set when they can start using the Lasting Power of Attorney, and review before you sign. 25% off if you set up a Health and Welfare Power of Attorney in the same order.

How it works

Setting up your Lasting Power of Attorney online takes three steps.

Step 01: Answer simple questions
01

Answer simple questions

Plain English questionnaire. Around 15 minutes.

Step 02: Review your document
02

Review your document

Free unlimited changes before you print.

Step 03: Sign, witness and register
03

Sign, witness and register

We walk you through Office of the Public Guardian registration.

Same legality. £300+ with a solicitor. £69 with us.

A Lasting Power of Attorney is a standard government form. A solicitor charging £300+ uses the exact same one Keystone fills in for £69. What the solicitor's fee buys is knowing which boxes to tick and what order to sign, and our guided form does that for you, with a signing pack the Office of the Public Guardian cannot reject.

Caitlin, Founder

I started Keystone after my own parents got quoted £1,400 by a solicitor for two Powers of Attorney. Exact same government forms. Exact same legal result. It just felt like something that shouldn't need to cost that much.

Local solicitor

£300 to £600

per document

  • Book appointment weeks in advance
  • Pay premium hourly rates
  • Another fee for every amendment
  • Best suited to complex estates

Keystone Online

BEST VALUE

Just £69

per document, Will included free

  • Complete from home in about 15 minutes
  • Free unlimited changes before printing
  • Same legality as a solicitor's document
  • Professionally checked before release

Same legality. A fraction of the cost.

Here is everything you get for £69

One Power of Attorney documentSolicitor: £300 to £600
Your WillFREE
£59
Step by step guided process in plain English
Official government form, prepared from your answers
Professionally checked before release
25% off every additional document
You pay£69

You save hundreds. Your Will is included free.

Get started for free

Pay only when you are happy

Why choose Keystone Estate Planning?

£69
Fixed price for your Power of Attorney
15 min
Average time to finish the online questionnaire
Free
Will included with every Power of Attorney (worth £59)
  • Plain English questionnaire, around 15 minutes
  • Fixed £69 with a free Will worth £59
  • Same legality as a solicitor
  • UK based support on 0800 055 4321

Save your progress · Pay only when you are happy

Official UK Documents
GDPR Compliant
Encrypted Payment
Professionally checked

Frequently Asked Questions

Can my attorney see my bank statements right now?

Only if you picked the "use as soon as registered" option on your Lasting Power of Attorney. If you opted for "only after loss of capacity", they cannot touch the account until a doctor confirms you need the help.

Can they sell my home?

Yes, if doing so is in your best interests. Common triggers: funding care home fees, downsizing. The attorney has to record the reasoning and stand behind it.

What happens with more than one attorney?

You choose. Jointly means they all have to agree. Jointly and severally means any one of them can act. Mixed means you can split the rules. Most people in England and Wales pick jointly and severally.

Is a Property and Financial Affairs Power of Attorney valid across the UK?

A Lasting Power of Attorney made in England or Wales is valid across England and Wales. Scotland and Northern Ireland have their own equivalent documents.

How much does it cost?

£69 with Keystone, with a free Will included worth £59. We confirm any government registration fee at checkout.